Stop overpaying for
health insurance.
We shop every carrier in your area, match your doctors and prescriptions, and find the plan that actually fits your life then handle all the paperwork. One call. Zero cost to you.
Not sure which plan? Take the 2-min quiz →
Three steps. One call.
Done in 30 minutes.
You tell us about your household.
ZIP code, who needs coverage, rough income. That's it. Two minutes on the booking form or right there on the call.
2 minWe pull what they don’t show you.
Every plan and every option in your state.
10 minYou pick. We enroll. Same call.
2–3 best matches, plain English. If one fits, we enroll right there. If not, we send you the comparison so you can think about it. No pressure.
3 minThe playbook carriers don't want you to see. Free.
The same tools, subsidy math, and comparison sheets our advisors use to beat the carriers at their own game handed to you before you ever get on a call. No gatekeeping. No spam. One email and it's yours.
Marketplace Subsidy Calculator
See exactly what subsidy you qualify for in 60 seconds. No email required.
What Will I Actually Pay?
Answer 5 questions, get your estimated annual out-of-pocket by plan tier. No email required.
Which Plan Is Right for Me?
Marketplace, Private, or a combination? Get a personalized recommendation and the why behind it.
Plan Comparison Cheat Sheet
Marketplace vs Private vs Short-Term. Side-by-side. Print it. Bring it to your consult.
Marketplace Subsidy Guide
Every premium tax credit, eligibility rule, and worked example. 12-page PDF.
Coverage 101
Six 5-minute videos. From "what's a deductible?" to "how to read a Summary of Benefits."
Get the whole vault.
One email. Instant access to every tool and guide plus the insider notes we send the moment carriers quietly move their rates.
By submitting, you agree to receive emails from The Benefits Boss. Unsubscribe anytime. Privacy
1,000+ reviews.
Not one fee charged.
"They cut my family's premium in half and kept my pediatrician. I'd been with the same carrier for 6 years and didn't know any of this was possible."
plan upgraded
"I called expecting a sales pitch. Got a real comparison of 14 plans, a subsidy I qualified for, and an enrollment done in 22 minutes. No upsell."
she didn't know existed
"Lost my job and my coverage in the same week. They had me on a Private plan with real benefits by Friday and walked me through every line."
(carriers pay us)
See every option available to you matched to your doctors, your prescriptions, and what you actually need covered.
One 30-minute call. A licensed advisor shops every carrier, compares your real options side by side, and recommends the plan that fits your life not just the cheapest premium.
Marketplace or Private. We'll tell you which one is right.
Most people only hear about Marketplace plans. They're the gold standard for comprehensive coverage but they're not the only option. Private plans bridge the gap for budget-tight households and gig workers.
Marketplace
- All 10 essential health benefits covered
- Pre-existing conditions covered, no underwriting
- Premium tax credits often cut cost 50–80%
- Open enrollment + qualifying life events
Private Plans
- Preventive care, telehealth, Rx discounts
- Enroll any month no waiting for open enrollment
- Lower premium when Marketplace isn't viable
- Stackable with ancillary for full coverage
A licensed human picks up. Every time.
No phone trees, no offshore script-readers. You get a licensed advisor who shops every carrier in your state, matches your doctors and meds, and stays your point of contact year after year.
